Bank That Offer Student Loans
There are a lot of banks out there that offer student loans, but some do it better than others. Here’s a list of the ones I’ve found that I would recommend to anyone who wants to take out a student loan.
Citizens Bank offers student loans for undergraduate, graduate and professional programs. The Citizens Bank College Student Loan Program is a private student loan program specifically designed for college students with credit scores of 680 or higher.
Citizens Bank’s private student loan interest rates range from 5.74% to 9.24%. Citizens Bank also offers some of the best repayment plans: Graduated Repayment Plan, Income-Based Repayment Plan and Extended Repayment Plan.
The main benefit of having a student loan with Citizens Bank is that they have a fixed interest rate, which means
College Avenue is a private student loan lender. It provides fixed and variable rates on its loans, which you can see at their website. College Avenue also has a variety of repayment options including standard repayment, graduated repayment, extended repayment and income-driven repayment plans (IDRs).
The company offers federal loan forgiveness for teachers who work in underserved areas or teach certain subjects. It also offers state deferment relief on interest payments for up to nine months while you’re unemployed or participating in an activity that qualifies as public service employment.
College Avenue offers a variety of forgiveness options, including state deferment relief on interest payments for up to nine months while you’re unemployed or participating in an activity that qualifies as public service employment.
CommonBond is a student loan lender that offers a variety of student loan products.
CommonBond offers a student loan refinance program that can help you lower your student loan interest rate, but the lender does have some limitations on who qualifies for its refinancing program.
CommonBond’s refinancing program also has several restrictions on how much you can borrow and where your loans are from. If you are interested in CommonBond’s refinancing options, make sure to do some research before moving forward with this option.
* Citizens Bank is a member of the FDIC and currently offers student loan products through Citizens Bank, N.A., Citizens Bank of Pennsylvania, Citizens Bank of Rhode Island, Citizens Bank of Delaware, and Citizens Bank of Massachusetts.
Discover Student Loans
Discover Student Loans
Discover Student Loans is a student loan provider. It provides student loans for students. Discover Student Loans offers student loans to students in the United States, and it can be used by any U.S.-based college or university. Students may borrow up to $10,000 per year at 5.05% APR while they are enrolled in an eligible program of study (the rate will increase after graduation). The maximum amount that can be borrowed is $40,000 total; however, there is no limit if you choose an alternative repayment plan (like Pay As You Earn).
Citizens Bank, College Ave, CommonBond, Discover Student Loans
You can find these loans at:
- Citizens Bank (studentloans.com)
- College Ave Student Loans (collegeavestudentloans.com)
- CommonBond (commonbond.co)
- Discover Student Loans (discoverstudentloans.com).
You can also find peer-to-peer lenders that will allow you to borrow money directly from investors with good credit. These loans are typically for students who have exhausted all other funding options, including scholarships and federal student loans.
If you’re looking for a student loan, there are plenty of options out there. However, if you want to learn more about the specifics of each lender and their rates, check out our comprehensive reviews of each lender above. By comparing them side by side, we hope that it will help make choosing the right bank easier for you!